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Website Terms of Service

1. ACCEPTANCE OF TERMS

By accessing and using the Spire Capital Ltd, ABN 21 141 096 120, AFSL 344365 (‘Spire’) website at www.spirecapital.com.au, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

2. USE OF WEBSITE

2.1 Permitted Use

You may use this website for lawful purposes only and in accordance with these Terms of Service. You agree not to use the website in any way that violates any applicable federal, state, local, or international law or regulation.

2.2 Prohibited Activities

You agree not to:

  • use the website in any manner that could disable, overburden, damage, or impair the site;

  • attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website;

  • use any robot, spider, or other automatic device to monitor or copy any content from the website;

  • transmit any viruses, malware, or other harmful code; and

  • engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the website.

3. INTELLECTUAL PROPERTY

All content on this website, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of Spire or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

4. INVESTMENT INFORMATION AND DISCLAIMERS

4.1 General Information Only

The information provided on this website is for general information purposes only and does not constitute personal financial, investment, legal, or tax advice. It should not be relied upon as the sole basis for making investment decisions.

4.2 Important Disclaimer

This website is operated by Spire Capital Ltd , ABN 21 141 096 120, AFSL 344365. The information on this website has been prepared by Spire, for the purposes of providing general information only. It is not intended to provide investment recommendations nor provide personal financial advice. Neither Spire nor its related bodies corporate, directors, or officers, or representatives guarantee the performance of, or the repayment of capital or income invested or the accuracy of information in this website and accepts no liability to any person who relies on it. Past performance is not indicative of future performance. Professional investment advice can help you determine your tolerance to risk as well as your need to attain a particular return on your investment. In preparing this information, Spire has not taken into account the investment objectives, financial situation or particular needs of any particular person. You should not act in reliance on the information contained in this document. We strongly encourage you to obtain detailed professional advice and read the relevant offer documents in full before making an investment decision. Before making an investment, you must review the current Information Memorandum (“IM”) and Term Sheet, or Product Disclosure Statement (“PDS”) for the relevant fund.

This website and the information presented may contain statements and information sourced from third parties. While Spire has no reason to believe that such third-party statements or information is inaccurate, Spire does not make any representations or guarantees about the accuracy, completeness or reliability of any such information for the purposes of an investment, and to the maximum extent permitted under law, disclaims any liability for damages or losses that may arise from reliance on such information. Spire may update this website and the information presented at any time and without notice.

4.3 No Guarantee

Past performance is not indicative of future performance. All investments carry risk, including the risk of losing some or all of your investment. We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided on this website.

5. PRIVACY AND DATA COLLECTION

Your use of this website is also governed by our Privacy Policy. By using the website, you consent to the collection and use of your information as described in our Privacy Policy, which is available on our website.

6. THIRD-PARTY LINKS

This website may contain links to third-party websites or services that are not owned or controlled by Spire. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with your use of any such third-party content.

7. WEBSITE LIMITATION OF LIABILITY

7.1 Website Provided As-Is

This website is provided on an ‘as is’ and ‘as available’ basis without any warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose.

7.2 Limitation of Liability

To the maximum extent permitted by Australian law, Spire, its related bodies corporate, directors, or officers, or representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the website, including but not limited to loss of profits, data, or other intangible losses.

8. INDEMNIFICATION

You agree to indemnify Spire Capital Ltd, its related bodies corporate, directors, or officers, or representatives from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in any way connected with your access to or use of the website, your violation of these Terms of Service, or your infringement of any intellectual property or other rights of any third party..

9. MODIFICATIONS TO TERMS

We reserve the right to modify or replace these Terms of Service at any time at our sole discretion. We will provide notice of any material changes by posting the new Terms of Service on this page with an updated ‘Last Updated’ date. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

10. GOVERNING LAW AND JURISDICTION

These Terms of Service shall be governed by and construed in accordance with the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts located in New South Wales, Australia and appellate courts therefrom for the resolution of any disputes arising out of or relating to these Terms of Service or your use of the website.

11. SEVERABILITY

If any provision of these Terms of Service is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms of Service unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions.

12. ENTIRE AGREEMENT

These Terms of Service, together with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and Spire concerning your use of the website and supersede all prior agreements and understandings.

13. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

Spire Capital Ltd

ABN 21 141 096 120
AFSL 344365
Level 30, Suite 3, Australia Square
264 George Street
Sydney NSW 2000
Australia
Phone: +61 2 9047 8800

Email: info@spirecapital.com.au